Coming soon to the App Store
Your year, sorted.
The UK budgeting app that plans your whole year, not just this month. Know what's safe to spend, see every bill coming, and get debt-free sooner.
Most budget apps see this month. Annum sees your whole year.
Car insurance in January. Bills going up in April. The MOT. Christmas. Plan for the big costs now, a little each month, so they never catch you out.
Inside Annum
Everything your money needs, in one calm place
Safe to spend
Know what you can spend today, every day
Annum takes your bills, your payday and what you've already spent, and turns it into one number. Paid on the last working day of the month? It knows that too.
- A daily figure, ready each morning
- Cash flow for the next 7, 30 or 90 days
- A warning before you dip below zero
Bills & subscriptions
Catch every price rise before it adds up
See every regular payment in one place with what it costs over a year. Upload your bank statements and Annum spots subscriptions that have quietly gone up.
- Reminders the day before a bill is due
- Mark each one keep, review or cancel
- Finds regular payments you forgot about
Debt payoff plan
See your debt-free date, then beat it
Choose smallest balance first or highest interest first, and Annum shows exactly when you'll be clear. Tap +£25, +£50 or +£100 a month to see how much sooner you'd get there.
- Snowball or avalanche, your choice
- Interest saved, worked out for you
- Balances update as you tick payments off
Goals & sinking funds
Christmas and the MOT, saved for, not stressed about
Set a goal or a sinking fund and Annum tells you how much to put aside each month to get there on time. Big costs become small, boring monthly ones.
- Goals for holidays, deposits and emergency funds
- Sinking funds that repeat every year
- ISA allowance tracking built in
Household
Split the bills fairly. Keep your spending private.
Share bills with a partner or housemate, 50/50 or by income, and set exactly what each of you pays. Everyone gets one number to transfer into the joint account.
- Split by income or 50/50
- Set your own amounts per bill
- Your personal budget stays yours
And there's more
What if?
Try a pay rise, a rent increase or a big purchase and see every month of your year before you commit.
Next year, forecast
Upload last year's statements and Annum predicts next year's spending, with inflation included.
Bring your spreadsheet
Already budget in a spreadsheet? Import it and pick up where you left off.
Gentle nudges
Bill reminders, overspending alerts and a morning safe-to-spend update. Only the ones you switch on.
Works offline
No signal? Keep going. Changes save on your phone and sync when you're back online.
Private by design
Your data is encrypted, never sold and never used for advertising.
Wanted: 20 beta testers
Try Annum before anyone else.
We're looking for a small group to use Annum before launch and tell us honestly what works and what doesn't. Your feedback goes straight into the app.
Apply to be a beta tester- Free early access before launch
- Help shape what goes into the app
- You'll need an iPhone and to live in the UK
Be first to know when Annum launches
Join the waiting list and we'll email you the day Annum lands on the App Store. No spam, just the launch.
Questions
When does Annum launch?
Soon. Join the waiting list and we'll email you the day it's on the App Store.
Is it on Android?
Annum is launching on iPhone first. Android is planned to follow, and the waiting list will hear about it first.
How much does it cost?
We'll share pricing before launch. Waiting list members will be the first to know.
Does it connect to my bank?
At launch you can upload statements from your bank as CSV files, or import your budget spreadsheet. Connecting your bank directly is planned for a later update.
Is my data safe?
Your data is encrypted, never sold and never used for advertising. You can download it or delete your account at any time.
Does Annum give financial advice?
No. Annum helps you plan and track your own money. For advice, speak to a regulated financial adviser or use free guidance from MoneyHelper.